It pays to deal with storm damage to your home right away. Holding off on repairs can worsen the extent of the damage to your home, endangering you and your family. As such, it’s in your best interest to file an insurance claim immediately after the incident.
Find out in today’s blog how you can navigate through the insurance claims process with the help of your local commercial roofing expert, Armor Exteriors.
What to Do After the Storm Is Over
Before you start moving things out of the way and patching things up, make sure that you document the damage. Take photos and videos of the damaged parts of your home to support your insurance claim. It’s also a good idea to keep some of the damaged components to present to your insurance adjuster later on.
After you’ve documented the damage, immediately contact your residential roofing contractor to carry out a proper inspection and make some temporary fixes. Just remember to keep all transaction records ready for when your insurance provider asks for them.
File Your Insurance Claim
After the storm ends, contact your insurance agent and file your claim right away. If your area was severely struck, your insurance company can send over a response team to accompany your adjuster to the area. Your adjuster will then inspect your home, assess the scale of the damage and see if you made any temporary repairs. This isn’t limited to just your roof: they can inspect your interior, siding, basement and other parts of your home as well. It’s possible to receive a check for an emergency advance, and the following payments will be for your roof and other damages.
Avoid Storm Chasers
Once a storm hits your area, opportunists known as storm chasers are more likely to be seen. These scammers take advantage of a homeowner’s urgency to get their home fixed and pull a fast one on them. You can tell if a “contractor” is a storm chaser if they demand high upfront payments or offer you a deal that seems too good to be true. This can be avoided by trusting local roofing contractors who’ve worked in your area for many years. Of course, before hiring a contractor, you do need to make sure that you’ve done your fair share of research about them before signing off on the contract.
If you’re in need of a roof repair expert you can trust, call on Armor Exteriors! We’re a GAF Master-Elite® Certified contractor ,which gives us the privilege of offering you the best materials and strongest warranties on the market. Call us at (888) 276-6799 or fill out our contact form to avail yourself of a FREE quote.